Online Credit Card Safety
  
Following these guidelines will help protect you from fraud when you shop online.
  
Tip I
Use only one credit card online to make it easier to identify fraudulent charges.
 
Tip 2
Assume that any credit card you use can be stolen. It might not, but that way you'll have an account number handy to simplify and hasten the process of canceling the card.
 
Tip3
Don't provide credit card information in response to a solicitation.
 
Tip 4
Check your bill carefully each month and cancel the card immediately if you find any bogus charges.
 
Tip 5
Be sure to print a copy of your purchase order and confirmation number for your records.
 
Tip 6
Use caution when using smaller online retail sites, which tend to use off-the-shelf e-commerce software and have fewer resources to devote to security.
 
Tip 7
Send e-mail to a retail site asking whether user's credit card information is stored by the company. You can ask the company to remove your data from its database. Or, if you like the convenience offered by Web sites that keep your card numbers on file, ask if the site encrypts your personal information before it's stored. If the answer is "no" you should shop elsewhere.
 
 

Two convenient locations to better serve you!

Main Campus
832 Cleveland Street
Elyria, OH 44035
440-365-7342
Health Associates Campus
5609 West Erie Avenue
Lorain, OH 44053
440-960-0094
 
Telephone Electronic mail
  Touch-Tone-Teller:   General Information:
    440-365-6466 or     Member Service
    1-800-617-9489      
        Webmaster:
  Toll-Free - Continental U.S.     Marketing
    1-866-365-7345      
      Assets:
  Fax   $36 Million
    440-366-2928      
           
Member of:

Lorain County Chamber of Commerce

Lorain County Association of Realtors  (LoCAR)
Ohio Credit Union League  (OCUL)
National Association of State Chartered Credit Unions  (NASCUS)
North Coast Building Association (BIA)
  
Business Hours

Main Office

Lobby
Monday thru Friday 9:00 AM - 5:00 p.m.
Saturday 9:00 AM - 12:30 p.m.
Drive-up Window
Monday thru Thursday 9:00 AM - 5:00 p.m.
Friday 9:00 AM - 6:00 p.m.
Saturday 9:00 AM - 1:00 p.m.
     

Health Associates Campus

Lobby
Monday thru Friday 8:00 AM - 5:00 p.m.
Saturday 9:00 AM - 1:00 p.m.
Walk-up ATM
  

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Equal Housing Lender


Your deposits are insured to $250,000 per account. This institution is not federally insured.