Loans
 
We offer a variety of loan options at very competitive rates and terms to fit most of your personal needs. Talk to a Loan Officer for prompt professional service.
  
Key Benefits
  
  
bulletLarge assortment of loans to fit most of your personal needs.
bulletVery competitive Rates & Terms
bulletLoans can be set up for automatic payment from your account.
 
Don't forget to check out our PROMOTIONS.
 
You can now finance with CommStar right at participating dealerships with our easy One Stop Shopping.
 
Easy to use Loan Calculators to figure your payments, amount of interest, amount of money one can afford based on payments.
 
Buying or selling a vehicle, check out these web sites for helpful assistance.
AUTO BUYING
CarSmart
Edmunds

NADA
   
Student Loan Applications
  Before you apply for any type of financial aid, you must follow these guidelines.
   

New and improved Home Equity Programs with up to 100% LTV. Stop by for details today!

   

These rates are effective 4/21/2008
and subject to change at any time.

   
Loan Type Rate Terms (mo.)

We Will Finance

New or Used
Vehicles,
Motorcycles
**
as low as 5.25% APR* up to
96 months***
up to
120% LTV*
New or Used
Boats & RV's**
as low as 6.99% APR* up to
180 months***
up to
120% LTV*
Signature Loans**

As low as
8.50% APR*

(Additional 
conditions 
apply. Ask for details)


Monthly Payment
* Per Loan
Policy

 

Lawn, Garden, Yard, and Farm Equipment**
 
11.50% APR*


* Payment is based maximum term of 36 months.

Certified Appraisal or Bill of Sale
Home Equity Closed End**
Loans (Fixed Rate) – 80% LTV


 
90% LTV available – add 1.0% to the 80% LTV rates.
(w/closing costs)
4.99% APR*
5.49% APR*
5.99% APR*
 
(w/o closing costs)
6.49% APR*
6.99% APR*
7.49% APR*
Months

1 to 60
61 to 120
121 to 180
 
 
Home Equity Line of Credit (HELOC) (Variable Rate)
Up to 80% equity financing

90% LTV

100% LTV

Prime
 minus .55%
 


Prime

Prime + 1%

   
Quick Cash Loans** 25% APR* (Additional Conditions & fees Apply. Ask for details) Line paid to zero every 30 days $500 max.
Home Improvement**
(No Fees)
8.50% APR*

up to 60 mo.

  $7.500 max.
/ $1500 min. amount
100% CD Secured** 1% APR* over current rate.
Minimum rate 2.5%.

up to 60 mo.

    

Furniture Secured (New)**

15.00% APR*


 


$3000 max.
Student Loans** Apply www.nelnet.net    regulated by US Dept. of Education
PLUS Loans**
(for parents of students)
Apply www.nelnet.net    regulated by US Dept. of Education
Computer & Electronics** 11.50% APR* up to 36 mo. 75%
VISA Reward Card**
(no annual fees)
Apply online or request an application     
  
*Annual Percentage Rate
**All loans subject to credit approval.
***   Rates and Terms are based on credit and amount financed. See Loan Officer for details.
**** Minimum 2.5%
 
Amazing Mortgage Rates
 
30 year Mortgage
6.00% APR*
 
 15 year Mortgage
5.625% APR* 
Home Mortgage
*Annual Percentage Rate. Rates change daily. Please call for current rates. Call the Loan Department at (440) 545-2025 today.
  
 

Two convenient locations to better serve you!

Main Campus
832 Cleveland Street
Elyria, OH 44035
440-365-7342
Health Associates Campus
5609 West Erie Avenue
Lorain, OH 44053
440-960-0094
 
Telephone Electronic mail
  Touch-Tone-Teller:   General Information:
    440-365-6466 or     Member Service
    1-800-617-9489      
        Webmaster:
  Toll-Free - Continental U.S.     Marketing
    1-866-365-7345      
      Assets:
  Fax   $36 Million
    440-366-2928      
           
Member of:

Lorain County Chamber of Commerce

Lorain County Association of Realtors  (LoCAR)
Ohio Credit Union League  (OCUL)
National Association of State Chartered Credit Unions  (NASCUS)
North Coast Building Association (BIA)
 
Business Hours

Main Office

Lobby
Monday thru Friday 9:00 AM - 5:00 p.m.
Saturday 9:00 AM - 12:30 p.m.
Drive-up Window
Monday thru Thursday 9:00 AM - 5:00 p.m.
Friday 9:00 AM - 6:00 p.m.
Saturday 9:00 AM - 1:00 p.m.

Health Associates Campus

Lobby
Monday thru Friday 8:00 AM - 5:00 p.m.
Saturday 9:00 AM - 1:00 p.m.
Walk-up ATM
  

Home 

America's Credit Unions

Equal Housing Lender


Your deposits are insured to $250,000 per account. This institution is not federally insured.