Loans
 
We offer a variety of loan options at very competitive rates and terms to fit most of your personal needs. Talk to a Loan Officer for prompt professional service.
  
Key Benefits
  
  
bulletLarge assortment of loans to fit most of your personal needs.
bulletVery competitive Rates & Terms
bulletLoans can be set up for automatic payment from your account.
   

   

Loan Application

   

 

  Let your home give you a hand
with a home equity loan.

Let your home work for you! APR as low as 5.49%

For more information, click here. (pdf)

   
Don't forget to check out our PROMOTIONS.
   
You can now finance with CommStar right at participating dealerships with our easy One Stop Shopping.
   
Easy to use Loan Calculators to figure your payments, amount of interest, amount of money one can afford based on payments.
   
Buying or selling a vehicle, check out these web sites for helpful assistance.
AUTO BUYING
CarSmart
Edmunds

NADA
   
Gap Insurance
  Guaranteed Auto Protection, or GAP, offers protection against financial liability for individuals who finance a new or used vehicle.
   
Student Loan Applications
  Before you apply for any type of financial aid, you must follow these guidelines.
   

These rates are effective 7/1/2010
and subject to change at any time.

   
Loan Type Rate Terms (mo.)

We Will Finance

New or Used
Vehicles,
Motorcycles
**
as low as 3.65% APR* up to
96 months***
up to
120% LTV*
New or Used
Boats & RV's**
as low as 7.19% APR* up to
180 months***
up to
120% LTV*
Signature Loans**

As low as
8.90% APR*

(Additional 
conditions 
apply. Ask for details)


Monthly Payment
* Per Loan
Policy

 

Lawn, Garden, Yard, and Farm Equipment**
 
11.50% APR*


* Payment is based maximum term of 36 months.

Certified Appraisal or Bill of Sale
Home Equity Closed End**
Loans (Fixed Rate) – 80% LTV


 

90% LTV

(w/closing costs)
5.49% APR*
5.99% APR*
6.49% APR*
 
(w/o closing costs)
6.99% APR*
7.49% APR*
7.99% APR*
Months

1 to 60
61 to 120
121 to 180
 
 
 

1 to 60
61 to 120
121 to 180
 
Home Equity Line of Credit (HELOC) (Variable Rate)
Up to 80% equity financing

90% LTV

Call Credit Union for details

 

   
Home Improvement**
(No Fees)
8.50% APR*

up to 60 mo.

  $7.500 max.
/ $1500 min. amount
100% CD Secured** 1% APR* over current rate.
Minimum rate 2.5%.

up to 60 mo.

    

Furniture Secured (New)**

15.00% APR*


 


$3000 max.
Student Loans** Apply www.nelnet.net    regulated by US Dept. of Education
PLUS Loans**
(for parents of students)
Apply www.nelnet.net    regulated by US Dept. of Education
Computer & Electronics** 11.50% APR* up to 36 mo. 75%
VISA® Reward Card**
(no annual fees)
Apply online or request an application     
  
*Annual Percentage Rate
**All loans subject to credit approval.
***   Rates and Terms are based on credit and amount financed. See Loan Officer for details.
 

 

 

 

 

Three convenient locations to better serve you!

Main Campus
832 Cleveland Street
Elyria, OH 44035
440-365-7342
  

Health Associates Campus
5609 West Erie Avenue
Lorain, OH 44053
440-960-0094

 
Moen Campus (emp. only)
25300 Al Moen Drive

North Olmsted, OH 44070, 440-962-2581 ext. 2233
Fax: 440-962-2071
 
Telephone Electronic mail
  CU*TALK   General Information:
    1-800-617-9489     Member Service
             
  Toll-Free - Continental U.S.   Webmaster:
    1-866-365-7345     Marketing
             
  Fax Assets:
    440-366-2928   $48 Million
             
Member of:

Lorain County Chamber of Commerce

Lorain County Association of Realtors  (LoCAR)
Ohio Credit Union League  (OCUL)
National Association of State Chartered Credit Unions  (NASCUS)
North Coast Building Association (BIA)
  
Business Hours

Main Office

Lobby
Monday, Tuesday, Thursday, Friday 9:00 AM - 5:00 PM
Wednesday 10:00 AM - 5:00 PM
Saturday 9:00 AM - 12:30 PM
Drive-up Window
Monday, Tuesday, Thursday 9:00 AM - 5:00 PM
Wednesday 10:00 AM - 5:00 PM
Friday 8:00 AM - 6:00 PM
Saturday 9:00 AM - 1:00 PM
     

Health Associates Campus

Notice new extended Health Campus hours!

Lobby
Monday, Tuesday, Thursday, Friday 8:00 AM - 5:00 PM
Wednesday 10:00 AM - 5:00 PM
Saturday 9:00 AM - 12:30 PM
Drive thru
Monday, Tuesday, Thursday, 8 AM – 5 PM
Wednesday 10:00 AM - 5:00 PM
Friday 8 AM – 6 PM
Saturday 9 AM – 1 PM
 

Moen Campus

Lobby
Monday, Tuesday, Thursday, Friday 9:00 AM - 5:00 PM
closed from 12:30-1:30pm for lunch
Wednesday 10:00 AM - 5:00 PM
closed from 12:30-1:30pm for lunch
  

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America's Credit Unions

Equal Housing Lender


Your deposits are insured to $250,000 per account. This institution is not federally insured.